A.R.S. § 12-2505

A.R.S. § 12-2505 — Pure Comparative Negligence in Arizona

A.R.S. § 12-2505 makes Arizona a pure comparative negligence state: being partly at fault for your own injury reduces your recovery, but almost never eliminates it. It is one of the most claimant-friendly fault rules in the country — and the reason insurance adjusters work so hard to move fault percentages onto the injured person.

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How the rule works

The defense of contributory negligence is preserved in Arizona only as comparative: the claimant’s damages are reduced in proportion to their share of fault, whatever that share is. A person found 30 percent at fault recovers 70 percent of their damages; a person found 90 percent at fault still recovers 10 percent. There is no bar at 50 or 51 percent, unlike most states. The statute’s exception runs the other way — a claimant who intentionally caused or contributed to their own injury recovers nothing.

Several-only liability

The companion statute, A.R.S. § 12-2506, abolished joint and several liability in most cases: each defendant pays only their own percentage of fault. Defendants can also point to nonparties at fault, which spreads percentages onto empty chairs. In multi-vehicle crashes and premises cases, who is in the case — and who is merely named as a nonparty — materially changes what any judgment is worth.

What it means in a real claim

Fault percentages are decided by juries and negotiated by adjusters, and every point moved is money: on a $200,000 claim, shifting a claimant from 10 to 30 percent at fault costs $40,000. That is why recorded statements get requested early and why “you were speeding too” shows up in nearly every file. Evidence — scene photos, data recorders, witness accounts, reconstruction — is what holds percentages where they belong. See the car accident page for how fault is contested in the most common cases.

Common questions

Can I recover damages if the accident was partly my fault?

Yes. Arizona’s pure comparative rule reduces your recovery by your fault percentage but does not bar it — even a person mostly at fault recovers the remaining share. Only intentionally causing your own injury bars recovery.

Who decides the fault percentages?

Ultimately the jury, if a case is tried; practically, they are negotiated with insurers against the evidence. The percentages are argument, not arithmetic — which is why documentation from the scene forward matters.

Does each defendant pay the whole judgment?

Generally no. Under A.R.S. § 12-2506, liability is several only: each defendant pays its own percentage. Identifying every at-fault party — and contesting fault assigned to “nonparties” — is part of maximizing what a judgment actually collects.

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